Terms of Service
By creating an EarnLumo account you agree to these terms. Please read them before using the platform.
Last updated: 6 October 2026
Eligibility and accounts
You must be at least 18 years old and provide accurate information. One account per person. You are responsible for keeping your credentials secure and for activity carried out under your account.
LumoCoin and rewards
LumoCoin is an internal reward unit used to track eligible activity on EarnLumo. It is not a cryptocurrency, security, investment, deposit, financial product or guaranteed-return instrument, and it carries no value outside the platform.
Rewards are credited only after a submission is reviewed and approved against the stated requirements of that task. Task availability changes and may be zero at times. EarnLumo makes no promise of any minimum, guaranteed or ongoing earnings.
Read more about how this works on the About EarnLumo page.
Black Prime membership
Black Prime is a ₹199 EarnLumo membership lasting 30 days from server-verified successful payment activation. Benefits are Black Prime members-only offers, eligible early sale alerts, official EarnLumo Telegram updates, and eligible campaign updates. Early access applies only to campaigns where it is actually configured; “24 Hours Early” is not promised for every alert.
The membership fee is for these stated platform membership benefits only. Membership does not guarantee earnings, prizes, rewards, cashback, savings, investment returns or any other financial return, and it does not automatically credit LumoCoins or cash rewards.
Purchases remain unavailable until benefit delivery and payment setup are verified. When available, ₹199 is a one-time total payment through Razorpay, with no automatic renewal. Activation occurs only after Razorpay confirms captured payment securely on EarnLumo's server; a browser message or customer screenshot will not be treated as payment confirmation.
Cancellation and refund policy
Black Prime has no automatic renewal. You can choose not to purchase again at the end of its stated duration. EarnLumo does not accept membership payments outside the approved checkout and will never treat an unverified transfer as activation. Cancelling an unused payment window does not activate membership; if debited, check your payment status before retrying.
Before accepting a payment, the checkout shows the service, price, duration, cancellation rules and refund eligibility before payment. If a verified payment is charged but the stated membership is not activated, or a duplicate verified charge occurs, the customer may request a review by emailing support with the account email and payment reference. Eligibility will be assessed against the terms shown at the time of purchase and the verified payment record; approved refunds will be returned through the original payment method where supported. Refunds are not automatic or guaranteed; ordinary cancellation after activation does not itself qualify for a refund. Any provider-confirmed processed refund, whether full or partial, revokes the entire membership access. Partial refunds do not proportionally shorten or preserve membership duration. This access rule does not issue refunds automatically. Applicable statutory rights remain unaffected.
To request payment or refund support, email earnlumo.com@gmail.com. Never email a password, OTP, UPI PIN or full card details.
Withdrawals
Withdrawals can be requested once your eligible balance meets the minimum shown in your wallet. Requests are reviewed before payout, and the balance is reserved while a request is pending. We may decline or reverse a request linked to invalid, duplicated or fraudulent activity.
Prohibited activity
Do not use automation, bots, emulators, VPN abuse, multiple accounts, fake proof, or any attempt to manipulate submissions, referrals or the reward ledger. We do not pay for artificial social-media engagement, and buying or selling engagement is prohibited.
Accounts found abusing the platform may be suspended and associated balances reversed.
Availability and changes
The service is provided on an "as available" basis. Features, task supply, reward values and these terms may change; material changes will be reflected on this page.
Contact
Questions about these terms? earnlumo.com@gmail.com