Terms of Service

By creating an EarnLumo account you agree to these terms. Please read them before using the platform.

Last updated: 2 September 2026

Eligibility and accounts

You must be at least 18 years old and provide accurate information. One account per person. You are responsible for keeping your credentials secure and for activity carried out under your account.

LumoCoin and rewards

LumoCoin is an internal reward unit used to track eligible activity on EarnLumo. It is not a cryptocurrency, security, deposit or investment, and it carries no value outside the platform.

Rewards are credited only after a submission is reviewed and approved against the stated requirements of that task. Task availability changes and may be zero at times. EarnLumo makes no promise of any minimum, guaranteed or ongoing earnings.

Read more about how this works on the About EarnLumo page.

Withdrawals

Withdrawals can be requested once your eligible balance meets the minimum shown in your wallet. Requests are reviewed before payout, and the balance is reserved while a request is pending. We may decline or reverse a request linked to invalid, duplicated or fraudulent activity.

Prohibited activity

Do not use automation, bots, emulators, VPN abuse, multiple accounts, fake proof, or any attempt to manipulate submissions, referrals or the reward ledger. We do not pay for artificial social-media engagement, and buying or selling engagement is prohibited.

Accounts found abusing the platform may be suspended and associated balances reversed.

Availability and changes

The service is provided on an "as available" basis. Features, task supply, reward values and these terms may change; material changes will be reflected on this page.

Contact

Questions about these terms? earnlumo.com@gmail.com